/* WealthFriend – clean, conversion-focused styles */
:root{
  --navy:#1f3a64; --navy-2:#2c4a7c; --ink:#16233a; --muted:#5a6b82;
  --green:#358a48; --green-d:#2a7139; --mint:#e8f4ea; --wa:#1fa855; --wa-d:#178a45;
  --bg:#fff; --alt:#f5f8fb; --line:#e3e9f0; --err:#c0392b;
  --r:14px; --shadow:0 10px 30px rgba(11,37,69,.08); --shadow-lg:0 20px 50px rgba(11,37,69,.14);
  --max:1160px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:84px;-webkit-text-size-adjust:100%}
body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;font-size:16px;-webkit-font-smoothing:antialiased}
img,svg{max-width:100%}
a{color:inherit;text-decoration:none}
h1,h2,h3,h4{font-weight:700;line-height:1.2;margin:0;color:var(--navy);letter-spacing:-.01em}
p{margin:0}
ul,ol{margin:0;padding:0;list-style:none}
.container{width:100%;max-width:var(--max);margin:0 auto;padding:0 20px}
.narrow{max-width:800px}
.center{text-align:center;margin-top:36px}
.muted{color:var(--muted)}
.ic{width:20px;height:20px;flex:none;display:inline-block;vertical-align:middle}
.skip{position:absolute;left:-999px;top:8px;background:#fff;padding:8px 14px;border-radius:8px;z-index:100}
.skip:focus{left:8px}
:focus-visible{outline:3px solid #7cc9ff;outline-offset:2px;border-radius:6px}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;font:inherit;font-weight:600;font-size:15px;padding:12px 22px;border-radius:10px;border:1.5px solid transparent;cursor:pointer;transition:transform .15s,box-shadow .15s,background .15s;white-space:nowrap}
.btn:hover{transform:translateY(-1px)}
.btn-primary{background:var(--green);color:#fff;box-shadow:0 6px 16px rgba(53,138,72,.28)}
.btn-primary:hover{background:var(--green-d)}
.btn-wa{background:var(--wa);color:#fff;box-shadow:0 6px 16px rgba(31,168,85,.25)}
.btn-wa:hover{background:var(--wa-d)}
.btn-sm{padding:9px 16px;font-size:14px}
.btn-lg{padding:15px 28px;font-size:16px}
.btn-block{display:flex;width:100%}

/* Top bar */
.topbar{background:var(--navy);color:#cfe0f5;font-size:13px}
.topbar-in{display:flex;justify-content:space-between;align-items:center;gap:16px;min-height:38px}
.topbar-links{display:flex;gap:22px}
.topbar a{display:inline-flex;align-items:center;gap:6px;color:#fff}
.topbar a:hover{color:#7fd18f}
.topbar .ic{width:15px;height:15px}

/* Header */
.header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:saturate(1.4) blur(10px);border-bottom:1px solid var(--line);transition:box-shadow .2s}
.header.scrolled{box-shadow:0 4px 18px rgba(11,37,69,.08)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:72px}
.logo{display:inline-flex;align-items:center}
.logo img{height:54px;width:auto;display:block}
.logo.light{background:#fff;border-radius:12px;padding:6px 14px}
.logo.light img{height:46px}
.nav-links{display:flex;gap:26px;font-weight:500;font-size:15px}
.nav-links>a,.nav-links .mega-link{color:#33445c;padding:6px 0;border-bottom:2px solid transparent}
.nav-links>a:hover,.nav-links .mega-link:hover{color:var(--green);border-color:var(--green)}
.nav-cta{display:flex;align-items:center;gap:10px}
.menu-btn{display:none;background:none;border:1px solid var(--line);border-radius:10px;width:42px;height:42px;align-items:center;justify-content:center;color:var(--navy);cursor:pointer}

/* Mega menu */
.nav-item{position:static;display:flex;align-items:center}
.has-mega .mega-link{padding:6px 0}
.mega-toggle{background:none;border:0;padding:6px 2px 6px 4px;color:#33445c;cursor:pointer;display:inline-flex;align-items:center}
.chev{transition:transform .2s}
.has-mega.open .chev{transform:rotate(180deg)}
.has-mega.open .mega-link,.has-mega:hover .mega-link{color:var(--green);border-color:var(--green)}
.mega{position:absolute;left:0;right:0;top:100%;background:#fff;border-top:1px solid var(--line);box-shadow:0 24px 40px rgba(11,37,69,.14);opacity:0;visibility:hidden;transform:translateY(8px);transition:opacity .18s,transform .18s,visibility .18s}
.has-mega.open .mega{opacity:1;visibility:visible;transform:none}
.mega-in{display:grid;grid-template-columns:1fr 1fr .85fr 1.05fr;gap:28px;padding-top:26px;padding-bottom:28px}
.mega h5{margin:0 0 10px;font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--muted)}
.mm-item{display:flex;gap:12px;align-items:flex-start;padding:10px;border-radius:10px;transition:background .15s}
.mm-item:hover,.mm-item:focus-visible{background:var(--mint)}
.mm-ic{width:36px;height:36px;border-radius:9px;background:var(--mint);color:var(--green);display:flex;align-items:center;justify-content:center;flex:none}
.mm-item:hover .mm-ic{background:#fff}
.mm-item b{display:block;font-size:14.5px;color:var(--navy);line-height:1.3}
.mm-item small{display:block;font-size:12.5px;color:var(--muted);line-height:1.4}
.mega-cta{background:var(--alt);border-radius:12px;padding:20px;display:grid;gap:10px;align-content:start}
.mega-cta h5{font-size:16px;text-transform:none;letter-spacing:0;color:var(--navy);margin:0}
.mega-cta p{font-size:13.5px;color:var(--muted)}
.mega-call{text-align:center;font-size:13.5px;color:var(--navy);font-weight:600}
.mega-call:hover{color:var(--green)}

/* Hero */
.hero{background:linear-gradient(180deg,#f2f8fc 0%,#fff 100%);padding:56px 0 64px;position:relative;overflow:hidden}
.hero::before{content:"";position:absolute;right:-120px;top:-140px;width:520px;height:520px;border-radius:50%;background:radial-gradient(closest-side,rgba(63,145,80,.16),transparent)}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center;position:relative}
.eyebrow{display:inline-block;font-size:12.5px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--green);background:var(--mint);padding:6px 12px;border-radius:999px;margin-bottom:18px}
.eyebrow.light{background:rgba(255,255,255,.12);color:#a5e3b0}
.hero h1{font-size:clamp(32px,4.6vw,52px);margin-bottom:18px}
.lead{font-size:18px;color:var(--muted);max-width:560px}
.ticks{margin:22px 0 28px;display:grid;gap:10px}
.ticks li{display:flex;gap:10px;align-items:center;font-weight:500}
.ticks .ic{color:var(--green);width:22px;height:22px;background:var(--mint);border-radius:50%;padding:4px}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px}
.hero-call{margin-top:18px;color:var(--muted);font-size:15px}
.hero-call a{color:var(--navy);font-weight:700;border-bottom:2px solid var(--green)}

/* Cards */
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow)}
.lead-card{padding:28px;box-shadow:var(--shadow-lg);border-top:4px solid var(--green)}
.lead-card h2,.card-title{font-size:22px;margin-bottom:4px}
.card-title{margin-bottom:16px}
.lead-card>.muted{font-size:14.5px;margin-bottom:18px}
.field{margin-bottom:14px}
.field label{display:block;font-size:13.5px;font-weight:600;margin-bottom:6px;color:#2a3b54}
.opt{font-weight:400;color:var(--muted)}
.field input,.field select,.field textarea{width:100%;font:inherit;font-size:16px;color:var(--ink);background:#fff;border:1.5px solid #d3dce7;border-radius:10px;padding:12px 14px;transition:border .15s,box-shadow .15s;appearance:none}
.field select{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' fill='none' stroke='%235a6b82' stroke-width='2'%3E%3Cpath d='m1 1 5 5 5-5'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;padding-right:38px}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--green);box-shadow:0 0 0 4px rgba(53,138,72,.15)}
.field .invalid{border-color:var(--err)}
.form-err{color:var(--err);font-size:14px;font-weight:500;margin-bottom:12px}
.fine{font-size:12px;color:var(--muted);margin-top:12px;line-height:1.5}
.form-ok{text-align:center;padding:10px 0}
.form-ok h3{font-size:22px;margin:12px 0 6px}
.form-ok p{color:var(--muted);margin-bottom:18px}
.ok-badge{width:56px;height:56px;border-radius:50%;background:var(--mint);color:var(--green);display:inline-flex;align-items:center;justify-content:center}
.ok-badge .ic{width:28px;height:28px}
[hidden]{display:none!important}

/* Trust strip */
.strip{background:var(--navy);color:#fff}
.strip-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;padding:26px 20px}
.strip b{display:block;font-size:16px;color:#fff}
.strip span{font-size:13.5px;color:#aec3de}

/* Sections */
.section{padding:84px 0}
.section.alt{background:var(--alt)}
.section-head{text-align:center;max-width:680px;margin:0 auto 48px}
.section-head h2{font-size:clamp(26px,3.4vw,38px);margin-bottom:12px}
.section-head p{color:var(--muted);font-size:17px}

/* Services */
.svc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.svc{padding:28px;display:flex;flex-direction:column;transition:transform .2s,box-shadow .2s,border-color .2s}
.svc:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg);border-color:#c3e2c9}
.svc-ic{width:50px;height:50px;border-radius:12px;background:var(--mint);color:var(--green);display:flex;align-items:center;justify-content:center;margin-bottom:18px}
.svc-ic .ic{width:26px;height:26px}
.svc h3{font-size:19px;margin-bottom:8px}
.svc p{color:var(--muted);font-size:15px;flex:1}
.link{margin-top:18px;display:inline-flex;align-items:center;gap:8px;color:var(--green);font-weight:600;font-size:15px}
.link .ic{width:17px;height:17px;transition:transform .15s}
.link:hover .ic{transform:translateX(4px)}

/* Calculators */
.calc{max-width:960px;margin:0 auto;overflow:hidden}
.tabs{display:flex;border-bottom:1px solid var(--line);background:var(--alt)}
.tab{flex:1;font:inherit;font-weight:600;font-size:15px;padding:16px;background:none;border:0;border-bottom:3px solid transparent;color:var(--muted);cursor:pointer}
.tab.on{color:var(--navy);background:#fff;border-bottom-color:var(--green)}
.panel{display:grid;grid-template-columns:1fr 1fr;gap:40px;padding:32px}
.slider{margin-bottom:26px}
.slider label{display:flex;justify-content:space-between;font-weight:600;font-size:14.5px;margin-bottom:10px}
.slider output{color:var(--green);font-weight:700}
input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:6px;border-radius:6px;background:linear-gradient(90deg,var(--green) var(--p,50%),#dbe4ee var(--p,50%));outline-offset:6px}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:22px;height:22px;border-radius:50%;background:#fff;border:3px solid var(--green);box-shadow:0 2px 8px rgba(0,0,0,.2);cursor:pointer}
input[type=range]::-moz-range-thumb{width:18px;height:18px;border-radius:50%;background:#fff;border:3px solid var(--green);cursor:pointer}
.calc-out{background:var(--alt);border-radius:12px;padding:26px;display:flex;flex-direction:column;gap:16px}
.big span,.split span{font-size:13.5px;color:var(--muted);display:block}
.big b{font-size:clamp(30px,4vw,40px);color:var(--navy);letter-spacing:-.02em}
.split{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.split b{font-size:18px;color:var(--navy)}
.bar{height:10px;border-radius:10px;background:#f0b429;overflow:hidden}
.bar i{display:block;height:100%;width:50%;background:var(--navy);transition:width .3s}
.legend{display:flex;gap:18px;font-size:13px;color:var(--muted)}
.legend i{display:inline-block;width:10px;height:10px;border-radius:50%;margin-right:6px}
.d1{background:var(--navy)}.d2{background:#f0b429}
.calc-note{padding:0 32px 24px;margin:0}

/* Service pages */
.crumbs{display:flex;flex-wrap:wrap;gap:8px;font-size:13.5px;color:var(--muted);margin-bottom:18px}
.crumbs a:hover{color:var(--green)}.crumbs b{color:var(--navy);font-weight:600}
.page-hero h1{font-size:clamp(30px,4vw,46px)}
.ben-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.ben{padding:24px;border-top:3px solid var(--green)}
.ben h3{font-size:17.5px;margin-bottom:8px}.ben p{color:var(--muted);font-size:15px}
.two{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.info{padding:30px}.info h3{font-size:20px;margin-bottom:18px}
.check li{display:flex;gap:12px;align-items:flex-start;padding:9px 0;border-bottom:1px solid var(--line);font-size:15px}
.check li:last-child{border:0}
.check .ic{color:var(--green);width:20px;height:20px;background:var(--mint);border-radius:50%;padding:3px;margin-top:2px}
.steps.four{grid-template-columns:repeat(4,1fr)}
.calc.single .panel{padding-bottom:12px}.calc-h{font-size:19px;margin-bottom:22px}
.rel-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.rel{padding:24px;display:flex;flex-direction:column;gap:4px;transition:transform .2s,box-shadow .2s}
.rel:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}
.rel .svc-ic{margin-bottom:10px}.rel b{color:var(--navy);font-size:17px}.rel small{color:var(--muted);font-size:14px}
.svc h3 a:hover{color:var(--green)}

/* Steps */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;counter-reset:s}
.steps li{text-align:center;padding:0 12px;position:relative}
.num{width:56px;height:56px;border-radius:50%;background:var(--navy);color:#fff;font-weight:700;font-size:22px;display:inline-flex;align-items:center;justify-content:center;margin-bottom:16px;box-shadow:0 0 0 8px var(--mint)}
.steps h3{font-size:19px;margin-bottom:8px}
.steps p{color:var(--muted);font-size:15px}

/* Why */
.why-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:center}
.why-grid h2{font-size:clamp(26px,3.4vw,36px);margin-bottom:14px}
.lead-sm{color:var(--muted);font-size:17px;margin-bottom:24px}
.why-list{display:grid;gap:14px}
.why-list li{display:flex;gap:16px;background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px 20px}
.why-list .ic{color:var(--green);background:var(--mint);border-radius:50%;padding:5px;width:28px;height:28px;margin-top:2px}
.why-list b{display:block;color:var(--navy);margin-bottom:2px}
.why-list span{color:var(--muted);font-size:14.5px}

/* FAQ */
.faq details{border:1px solid var(--line);border-radius:12px;margin-bottom:12px;background:#fff}
.faq summary{cursor:pointer;list-style:none;padding:18px 54px 18px 20px;font-weight:600;color:var(--navy);position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:20px;top:50%;transform:translateY(-50%);font-size:24px;color:var(--green);font-weight:500}
.faq details[open] summary::after{content:"–"}
.faq details[open]{border-color:#c3e2c9;box-shadow:var(--shadow)}
.faq p{padding:0 20px 20px;color:var(--muted)}

/* Contact */
.contact{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-2) 100%);color:#fff}
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.contact h2{color:#fff;font-size:clamp(28px,3.6vw,40px);margin-bottom:14px}
.contact-copy>p{color:#c3d4ea;font-size:17px;margin-bottom:28px;max-width:460px}
.contact-actions{display:grid;gap:12px;max-width:420px}
.contact-row{display:flex;align-items:center;gap:16px;padding:14px 18px;border-radius:12px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);transition:background .15s,transform .15s}
.contact-row:hover{background:rgba(255,255,255,.15);transform:translateX(4px)}
.ci{width:44px;height:44px;border-radius:50%;background:rgba(255,255,255,.14);display:flex;align-items:center;justify-content:center;flex:none}
.ci.wa{background:var(--wa)}
.contact-row small{display:block;color:#aec3de;font-size:12.5px}
.contact-row b{font-size:17px;color:#fff}
.contact .lead-card h3{color:var(--navy)}

/* Footer */
.footer{background:#142a4a;color:#aec3de;padding-top:56px;font-size:14.5px}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px;padding-bottom:36px}
.foot-about{margin-top:14px;max-width:320px}
.footer h4{color:#fff;font-size:15px;margin-bottom:14px}
.footer li{margin-bottom:9px}
.footer a:hover{color:#7fd18f}
.foot-legal{border-top:1px solid rgba(255,255,255,.1);padding-top:22px;padding-bottom:30px;font-size:12.5px;line-height:1.7;display:grid;gap:10px;color:#8ba3c2}

/* Floating / mobile bar */
.fab{position:fixed;right:22px;bottom:22px;z-index:60;display:inline-flex;align-items:center;gap:10px;background:var(--wa);color:#fff;font-weight:600;padding:14px 20px;border-radius:999px;box-shadow:0 10px 26px rgba(31,168,85,.45);animation:pulse 2.6s infinite}
.fab .ic{width:26px;height:26px}
.fab:hover{background:var(--wa-d)}
@keyframes pulse{0%,100%{box-shadow:0 10px 26px rgba(31,168,85,.45),0 0 0 0 rgba(31,168,85,.45)}50%{box-shadow:0 10px 26px rgba(31,168,85,.45),0 0 0 12px rgba(31,168,85,0)}}
.mbar{display:none}

/* Responsive */
@media (max-width:980px){
  .hero-grid,.why-grid,.contact-grid{grid-template-columns:1fr;gap:36px}
  .svc-grid{grid-template-columns:repeat(2,1fr)}
  .strip-grid{grid-template-columns:repeat(2,1fr)}
  .menu-btn{display:inline-flex}
  .nav-links{position:absolute;left:0;right:0;top:100%;background:#fff;flex-direction:column;gap:0;padding:8px 20px 16px;border-bottom:1px solid var(--line);box-shadow:0 14px 24px rgba(11,37,69,.08);display:none}
  .nav-links.open{display:flex}
  .nav-links>a,.nav-item>.mega-link{padding:14px 0;border-bottom:1px solid var(--line)}
  .nav-item{flex-wrap:wrap;justify-content:space-between}
  .nav-item>.mega-link{flex:1}
  .mega-toggle{padding:14px 8px}
  .mega{position:static;flex-basis:100%;display:none;opacity:1;visibility:visible;transform:none;box-shadow:none;border:0;background:var(--alt);border-radius:10px;margin-bottom:8px}
  .has-mega.open .mega{display:block}
  .mega-in{display:block;padding:10px}
  .mega-col{margin-bottom:6px}
  .mega .mm-item{border:0}
  .mega-cta{margin-top:8px}
  .nav-links .mm-item{padding:10px}
  .mega-cta .btn{padding:12px 20px}
}
@media (max-width:980px){.ben-grid,.rel-grid{grid-template-columns:repeat(2,1fr)}.steps.four{grid-template-columns:repeat(2,1fr)}.two{grid-template-columns:1fr}}
@media (max-width:720px){
  .ben-grid,.rel-grid,.steps.four{grid-template-columns:1fr}
  body{padding-bottom:64px}
  .topbar-msg{display:none}.topbar-in{justify-content:center}
  .hide-sm{display:none}
  .section{padding:60px 0}
  .hero{padding:36px 0 48px}
  .svc-grid,.steps{grid-template-columns:1fr}
  .panel{grid-template-columns:1fr;gap:24px;padding:22px}
  .calc-note{padding:0 22px 20px}
  .hero-actions .btn{width:100%}
  .lead-card{padding:22px}
  .foot-grid{grid-template-columns:1fr}
  .fab{display:none}
  .mbar{display:grid;grid-template-columns:1fr 1fr 1.4fr;position:fixed;left:0;right:0;bottom:0;z-index:60;background:#fff;border-top:1px solid var(--line);box-shadow:0 -6px 20px rgba(11,37,69,.12);padding:8px 10px calc(8px + env(safe-area-inset-bottom));gap:8px}
  .mbar a{display:flex;align-items:center;justify-content:center;gap:7px;font-weight:600;font-size:14px;padding:12px 6px;border-radius:10px}
  .mb-call{background:var(--navy);color:#fff}
  .mb-wa{background:var(--wa);color:#fff}
  .mb-cta{background:var(--green);color:#fff}
}
@media (max-width:380px){.logo img{height:44px}.nav-cta .btn-primary{display:none}}
@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}html{scroll-behavior:auto}}

/* ===== Home hero (visual) ===== */
.hero-home{background:#f1f5f2;padding:60px 0 72px}
.hero-home::before{display:none}
.hh-grid{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}
.hero-home h1{font-size:clamp(34px,5vw,58px);line-height:1.08;letter-spacing:-.02em;color:#101c2e}
.hero-home h1 em{font-style:normal;color:var(--green)}
.hero-home .lead{margin-top:18px}
.hero-home .hero-actions{margin-top:28px}
.btn-pill{border-radius:999px}
.chips{display:flex;flex-wrap:wrap;gap:10px;margin-top:28px;padding-top:24px;border-top:1.5px solid #cfd8d2;max-width:520px}
.chips a{font-size:13.5px;font-weight:500;padding:7px 16px;border:1.5px solid #b9c6bd;border-radius:999px;color:#33445c;transition:all .15s}
.chips a:hover{background:var(--green);border-color:var(--green);color:#fff}

.hv{position:relative;height:540px;min-width:0}
.hv-ring{position:absolute;border-radius:50%;border:1.5px solid #cfe3d3}
.hv-ring.r1{inset:0 0 0 6%}
.hv-ring.r2{inset:11% 8% 8% 17%;border-color:#a6d3ae}
.hv-card{position:absolute;border-radius:20px;color:#fff;box-shadow:0 24px 44px rgba(31,58,100,.22);padding:20px 22px;animation:float 7s ease-in-out infinite}
.hv-card small{display:block;opacity:.8;font-size:12px}
.hv-top{display:flex;justify-content:space-between;align-items:center;font-weight:600;font-size:14px;margin-bottom:14px}
.hv-tag{background:rgba(255,255,255,.25);padding:3px 10px;border-radius:999px;font-size:11.5px}
.hv-loan{top:10%;right:0;width:58%;background:linear-gradient(135deg,#8bd47a 0%,#3f9a52 100%)}
.hv-loan strong{display:block;font-size:30px;letter-spacing:-.02em;margin:2px 0 14px}
.hv-loan strong em{font-style:normal;font-size:13px;font-weight:500;opacity:.85;margin-left:4px}
.hv-row{display:flex;gap:30px}.hv-row b{font-size:15px}
.hv-wealth{left:2%;bottom:5%;width:60%;background:linear-gradient(135deg,#1f3a64 0%,#2d7a63 100%);animation-delay:-3s}
.hv-wealth strong{display:block;font-size:26px;letter-spacing:-.01em}
.hv-line{display:block;width:100%;height:50px;margin:12px 0 6px}
.hv-stats{position:absolute;top:2%;left:4%;width:36%;background:#fff;border-radius:14px;padding:14px 16px;box-shadow:0 14px 30px rgba(31,58,100,.14);z-index:2;animation:float 8s ease-in-out infinite -1s}
.hv-stats b{font-size:13px;color:var(--navy)}
.hv-bars{display:flex;align-items:flex-end;gap:6px;height:48px;margin-top:10px}
.hv-bars i{flex:1;background:linear-gradient(180deg,#5fb86f,#1f3a64);border-radius:3px}
.hv-pill{position:absolute;right:0;top:50%;display:flex;gap:8px;align-items:center;background:rgba(255,255,255,.75);backdrop-filter:blur(8px);border:1px solid #fff;border-radius:999px;padding:10px 18px;font-size:13.5px;font-weight:600;color:var(--navy);box-shadow:0 10px 24px rgba(31,58,100,.12);z-index:3}
.hv-pill .ic{color:var(--green);width:18px;height:18px}
.hv-dot{position:absolute;right:8%;bottom:12%;width:54px;height:54px;border-radius:50%;background:#a5e37a;color:#12361c;display:flex;align-items:center;justify-content:center;box-shadow:0 10px 24px rgba(90,170,60,.4);z-index:3}
.hv-badge{position:absolute;left:1%;top:31%;display:flex;gap:8px;align-items:center;background:#fff;border-radius:12px;padding:9px 14px;font-size:13px;font-weight:600;color:var(--navy);box-shadow:0 10px 24px rgba(31,58,100,.14);z-index:3}
.hv-badge .ic{color:#fff;background:var(--green);border-radius:50%;padding:3px;width:20px;height:20px}
@keyframes float{0%,100%{transform:translateY(0)}50%{transform:translateY(-10px)}}

/* Enquiry bar overlapping hero */
.enquiry{margin-top:44px;padding:24px 28px;box-shadow:var(--shadow-lg);display:grid;grid-template-columns:230px 1fr;gap:28px;align-items:center;border-top:4px solid var(--green)}
.enq-head h2{font-size:20px;margin-bottom:4px}.enq-head p{font-size:14px}
.enq-form{display:grid;grid-template-columns:1fr 1fr 1fr auto;gap:14px;align-items:end}
.enq-form .field{margin:0}
.enq-form .btn{height:49px;padding:0 26px}
.enq-form .form-err,.enq-form .fine{grid-column:1/-1;margin:0}
.enquiry .form-ok{grid-column:1/-1;display:flex;flex-wrap:wrap;gap:6px 18px;align-items:center;text-align:left;padding:0}
.enquiry .form-ok h3{margin:0;font-size:18px}.enquiry .form-ok p{margin:0;flex:1 1 220px}
.enquiry .form-ok .ok-badge{width:44px;height:44px}
.enquiry:has(.form-ok:not([hidden])) .enq-head{display:none}
.enquiry:has(.form-ok:not([hidden])){grid-template-columns:1fr}

@media (max-width:980px){
  .hh-grid{grid-template-columns:1fr}
  .hv{height:440px;max-width:560px;margin:0 auto;width:100%}
  .enquiry{grid-template-columns:1fr;gap:16px}
  .enq-form{grid-template-columns:1fr 1fr}
  .enq-form .btn{grid-column:1/-1}
}
@media (max-width:720px){
  .hero-home{padding:32px 0 44px}
  .hv{height:430px}
  .hv-card{padding:14px 16px}.hv-loan strong{font-size:22px}.hv-wealth strong{font-size:20px}
  .hv-loan{width:68%}.hv-wealth{width:68%}.hv-badge{display:none}
  .enquiry{padding:20px}.enq-form{grid-template-columns:1fr}
  .chips{margin-top:22px}
}