Home Loan Assistance

Buying, building or renovating a home is a big step. We compare home loan offers across banks and housing finance companies and guide you from application to disbursal.

Offers compared across multiple lenders
Help with balance transfer and top-up
Dedicated person for documents and follow-up

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Prefer to talk? Call 92171 49765

Why choose this

What you get with our Home Loan support

Long tenures

Spread repayment over a longer period to keep your EMI comfortable. Tenure options depend on the lender and your profile.

Competitive rates

We compare rate, processing fee and charges, so you see the real cost and not just the headline rate.

Balance transfer

Paying a high rate today? We check whether moving your existing loan can reduce your interest outgo.

Top-up loans

Need extra funds on an existing home loan? We help you evaluate a top-up on better terms.

Tax benefits

Home loan principal and interest may qualify for deductions under prevailing Income Tax rules. Consult your tax advisor.

Property guidance

We help you understand lender requirements for the property, so surprises do not come up late in the process.

Free tool

Plan your numbers

Play with the sliders, then talk to us to turn it into a real plan.

Estimate your EMI

Loan amount

Interest rate (p.a.)

Tenure

Monthly EMI–

Total interest–

Total payable–

PrincipalInterest

Get the best rate for me

Illustrative estimate only. Actual EMI depends on the lender's rate and terms.

Who can apply

Salaried or self-employed Indian resident
Age generally between 21 and 65 years at loan maturity
Stable income and employment or business continuity
Good credit history (a score of 750 or above helps)
Property that meets the lender's legal and technical checks

Documents typically needed

PAN and Aadhaar
Address proof
Last 3 to 6 months salary slips (salaried)
Last 2 to 3 years ITR and business proof (self-employed)
Last 6 months bank statements
Property documents (agreement, title papers)

The exact list varies by provider. We share a precise checklist after a quick call.

How it works

From enquiry to completion

1
Share your need
Tell us the property value, loan amount and your income details.
2
We shortlist lenders
You get a clear comparison of eligibility, rate, fees and tenure.
3
We handle the file
We help with documents, lender queries and follow-ups.
4
Sanction and disbursal
Review the sanction terms with us before you accept.

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FAQ

Home Loan: common questions

How much home loan can I get?

It depends on your income, existing obligations, credit score, age and the property value. Share your details and we will estimate your eligibility.

Can I transfer my existing home loan?

Yes. If another lender offers a lower rate, a balance transfer can reduce your interest cost. We help you work out whether the savings justify the transfer charges.

Does a CIBIL score matter?

Yes. A higher score generally improves approval chances and the rate offered. If your score is low, we can suggest ways to improve it first.

Are there charges besides interest?

Lenders may charge a processing fee, legal and valuation fees and prepayment or foreclosure charges in some cases. We list these upfront so you can compare.

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Let's talk about your home loan

Share your requirement and an advisor will get back to you with clear, suitable options.

Call us+91 92171 49765 WhatsApp+91 92171 49765 Emailinfo@wealthfriend.in