Term Life Insurance

A term plan gives your family a financial safety net if something happens to you. It is the simplest and most affordable way to get a high life cover.

High cover at low premium
Plans compared across insurers
Help with proposal and claim support

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Why choose this

What you get with our Term Life Insurance support

High cover, low cost

Term plans offer a large sum assured for a relatively small premium compared to other life products.

Family protection

Helps your family manage expenses, loans and goals if you are not around.

Flexible payouts

Choose lump sum, regular income or a combination, depending on the plan.

Riders

Add critical illness, accidental death or waiver of premium riders for extra protection.

Tax benefits

Premiums and benefits may qualify for tax benefits under prevailing laws. Please check with your tax advisor.

Right cover amount

We help you estimate how much cover you really need based on income, liabilities and goals.

Who can apply

Age generally 18 to 65 years at entry (varies by insurer)
Regular income source
Disclosure of health, habits and lifestyle
Valid KYC

Documents typically needed

PAN and Aadhaar
Income proof (salary slips, ITR)
Bank statements
Medical reports, if the insurer asks

The exact list varies by provider. We share a precise checklist after a quick call.

How it works

From enquiry to completion

1
Understand your need
Income, dependants, loans and goals.
2
Compare plans
Cover, premium, claim settlement record and riders.
3
Apply with correct disclosure
We guide you to disclose accurately to avoid claim issues.
4
Policy issued
Keep your nominee and details updated.

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FAQ